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MHC 6304 Assignment Individual Mandate

MHC 6304 Assignment Individual Mandate

 

Explained the individual mandate included in the Patient Protection and ACA and the tax penalties that will be imposed if a person or a family does not obtain qualifying health coverage.

Determined who will qualify and what premium and cost-sharing subsidies will be available to them.

Supported by census research, expressed how you think the individual mandate will affect the citizens and legal residents in your state.

Recommended one policy change or enhancement to ensure success of the individual mandate included in the Patient Protection and ACA and supported your decision.

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Wrote in a clear, concise, and organized manner. Utilized appropriate type and number of scholarly sources for graduate-level work.

Demonstrated ethical scholarship in accurate representation and attribution of sources. Displayed accurate spelling, grammar, and punctuation.

What is the individual mandate?
The individual mandate, which took effect on January 1, 2014, is a requirement of the ACA that most citizens and legal residents of the United States have health insurance. People who do not have health insurance must obtain it or pay a penalty.

The individual mandate remains one of the ACA’s most politically charged provisions. It survived a Supreme Court challenge in 2012, when the Court ruled that it was a tax and therefore constitutional. However, numerous policy alternatives have proposed to amend or abolish the individual mandate, and some commentators have claimed that the mandate is unnecessary to advance the ACA’s goal of near-universal health coverage. (See Avik Roy, Transcending Obamacare: A Patient-Centered Plan for Near-Universal Coverage and Permanent Fiscal Solvency, Manhattan Institute for Policy Research, 2014, for an example of the former, and Peter Ubel, “Do the Obamacare Insurance Subsidies Make the Individual Mandate Unnecessary?” Forbes, March 25, 2013, for an example of the latter.)

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