HSC 3020 Assignment Current Trends and Issues in Managed Care
HSC 3020 Assignment Current Trends and Issues in Managed Care
The health care industry in the United States provides a fertile ground for contentious
debate. Representatives of various interests, be they consumers or physicians and other health
care providers, are never wont for denunciations of the insurance industry’s avarice, and viceversa. One argument is largely unassailable, and few attempt to dispute it. The cost of health
care in the United States is far too high. Consumers, employers, and all levels of government are
pumping more capital into the system than the system is producing in health care services.
Federal and state governments, employers, and consumers are continuing to attempt to use
managed care to reduce or control the cost of health care.
Discussed below is the current
problem with accessing affordable health care, and some of the current trends and challenges in
the managed care arena.
After cresting during the late 1980s and ebbing in the mid-1990s, medical care inflation
has been steadily increasing. Consequently, this rebound in medical care inflation has mirrored
the late 1990s proliferation of managed care. Health spending as a percent of Gross Domestic
Product (“GDP”) has increased steadily from 5.9 percent to 16.2 percent from 1965 to 2007.2
Health spending is expected to have significantly outpaced GDP growth in 2008 and 2009, due
in large part to the recession. Researchers believe that data for 2008 will show health spending
grew 6.1 percent while GDP growth was only 3.5 percent. For 2009, health spending is
projected to increase 5.5 percent while GDP is expected in decrease 0.2 percent.
Consumers and employers are most directly being burdened by ever-increasing health
insurance premiums. After bottoming out in 1996, health insurance premiums are soaring into
the mid-teens . . . heights that were only surpassed during the late 1980s.
The annual percentage
increase in health insurance premiums measured 5 percent in 2008.3
Since 1999, average
premiums for family coverage have increased 119 percent. What do these increasing premiums
mean? The Watson Wyatt/Washington Business Group on Health Survey found that 62 percent
of large U.S. employers are confident they will continue to offer health care benefits ten years
from now, down from 73 percent last year.4
This reflects an uncertainty among large employers
over the impact that the fragile economy is having on their ability to stay competitive with rising
health care costs. Fewer employers can afford to offer health insurance benefits to their
employees. This phenomenon has been particularly evident in small businesses. Employers who
continue to offer health benefits compensate by shifting part of the increased premiums to
employees and trimming the number of benefits-eligible full-time employees from the payroll.
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Questions to Instructor Forum: This is a great place to ask course content or assignment questions. If you have a question, there is a good chance one of your peers does as well. This is a public forum for the class.
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Important information for writing discussion questions and participation
Welcome to class
Hello class and welcome to the class and I will be your instructor for this course. This is a -week course and requires a lot of time commitment, organization, and a high level of dedication. Please use the class syllabus to guide you through all the assignments required for the course. I have also attached the classroom policies to this announcement to know your expectations for this course. Please review this document carefully and ask me any questions if you do. You could email me at any time or send me a message via the “message” icon in halo if you need to contact me. I check my email regularly, so you should get a response within 24 hours. If you have not heard from me within 24 hours and need to contact me urgently, please send a follow up text to
I strongly encourage that you do not wait until the very last minute to complete your assignments. Your assignments in weeks 4 and 5 require early planning as you would need to present a teaching plan and interview a community health provider. I advise you look at the requirements for these assignments at the beginning of the course and plan accordingly. I have posted the YouTube link that explains all the class assignments in detail. It is required that you watch this 32-minute video as the assignments from week 3 through 5 require that you follow the instructions to the letter to succeed. Failure to complete these assignments according to instructions might lead to a zero. After watching the video, please schedule a one-on-one with me to discuss your topic for your project by the second week of class. Use this link to schedule a 15-minute session. Please, call me at the time of your appointment on my number. Please note that I will NOT call you.
Please, be advised I do NOT accept any assignments by email. If you are having technical issues with uploading an assignment, contact the technical department and inform me of the issue. If you have any issues that would prevent you from getting your assignments to me by the deadline, please inform me to request a possible extension. Note that working fulltime or overtime is no excuse for late assignments. There is a 5%-point deduction for every day your assignment is late. This only applies to approved extensions. Late assignments will not be accepted.
If you think you would be needing accommodations due to any reasons, please contact the appropriate department to request accommodations.
Plagiarism is highly prohibited. Please ensure you are citing your sources correctly using APA 7th edition. All assignments including discussion posts should be formatted in APA with the appropriate spacing, font, margin, and indents. Any papers not well formatted would be returned back to you, hence, I advise you review APA formatting style. I have attached a sample paper in APA format and will also post sample discussion responses in subsequent announcements.
Your initial discussion post should be a minimum of 200 words and response posts should be a minimum of 150 words. Be advised that I grade based on quality and not necessarily the number of words you post. A minimum of TWO references should be used for your initial post. For your response post, you do not need references as personal experiences would count as response posts. If you however cite anything from the literature for your response post, it is required that you cite your reference. You should include a minimum of THREE references for papers in this course. Please note that references should be no more than 5 years old except recommended as a resource for the class. Furthermore, for each discussion board question, you need ONE initial substantive response and TWO substantive responses to either your classmates or your instructor for a total of THREE responses. There are TWO discussion questions each week, hence, you need a total minimum of SIX discussion posts for each week. I usually post a discussion question each week. You could also respond to these as it would count towards your required SIX discussion posts for the week.
I understand this is a lot of information to cover in 5 weeks, however, the Bible says in Philippians 4:13 that we can do all things through Christ that strengthens us. Even in times like this, we are encouraged by God’s word that we have that ability in us to succeed with His strength. I pray that each and every one of you receives strength for this course and life generally as we navigate through this pandemic that is shaking our world today. Relax and enjoy the course!
Hi Class,
Please read through the following information on writing a Discussion question response and participation posts.
Contact me if you have any questions.
Important information on Writing a Discussion Question
- Your response needs to be a minimum of 150 words (not including your list of references)
- There needs to be at least TWO references with ONE being a peer reviewed professional journal article.
- Include in-text citations in your response
- Do not include quotes—instead summarize and paraphrase the information
- Follow APA-7th edition
- Points will be deducted if the above is not followed
Participation –replies to your classmates or instructor
- A minimum of 6 responses per week, on at least 3 days of the week.
- Each response needs at least ONE reference with citations—best if it is a peer reviewed journal article
- Each response needs to be at least 75 words in length (does not include your list of references)
- Responses need to be substantive by bringing information to the discussion or further enhance the discussion. Responses of “I agree” or “great post” does not count for the word count.
- Follow APA 7th edition
- Points will be deducted if the above is not followed
- Remember to use and follow APA-7th edition for all weekly assignments, discussion questions, and participation points.
- Here are some helpful links
- Student paper example
- Citing Sources
- The Writing Center is a great resource